I can tell you how I choose whom to work with and whom not to work with, and it “mostly” eliminates my risk, but not always. I do a lot of research about people before I work with them and that’s the best way I’ve found to know how someone does business. I do Google searches of their name and their company name, and I include the words “fraud” or “money” or “thief” etc. Then I do the same with their email addresses and include the same words. I’m always surprised what people write about others in blogs etc. It took me almost a month before I found SSL Dragon and decided to work with them. Believe it or not, there are few SSL Certificate companies out there that people are really happy with. SSL Dragon has no bad reviews and no bad blog. I have found that this is the way that works for me. Yes, every once and awhile someone takes the money and runs, and I can’t stop the few that do. Anyway, SSL Dragon is definitely a company that follows through.